What your office actually has to do.

The sequence

1. Your client applies — four fields: state, case type, whether they are represented, and a phone number. They are told at that point that an attorney on contingency is required.
2. We contact your office and request the file. We do this directly rather than asking your client to gather documents, so your client is never the go-between.
3. A person underwrites it — liability, available coverage, and what is already encumbered against the recovery. No credit check, no employment verification, no income documentation.
4. Your client signs. The funding agreement includes their written instruction to your office to satisfy the lien from the proceeds. We send you a copy with the current payoff schedule and ask only that you confirm receipt. Your office does not sign anything.
5. Your client has five business days to cancel without penalty, by giving us written notice and returning the advance.
6. We fund. Money goes to your client, not to the firm, and not into your trust account.
7. At settlement the lien is satisfied from the proceeds at the figure the published schedule sets for the period in which the case resolved.

What the letter of instruction does

It is your client’s own written, irrevocable instruction to your office to satisfy the lien from the settlement proceeds before disbursing their share, and to hold the funds if the amount is disputed. Your client signs it; the firm does not. We send it so that the firm has notice of the lien. That is its whole function.

What it does not do:

• It does not guarantee repayment. If the case does not recover, nothing is owed by anyone.
• It does not create liability for the firm, personally or otherwise.
• It does not give us any right to be consulted on strategy, settlement value, or whether to accept an offer.
• It does not obligate the firm to work with us on any other file.

What we ask you not to do

Do not advise your client to take an advance. We are not asking for that, it is not your role, and it creates a conflict where none needs to exist. What is useful is telling a client who raises it themselves what to compare — the five questions on the comparison page are written for exactly that conversation, and they are not written to favor us.

If your client already has an advance elsewhere

A compounding or uncapped advance taken eighteen months into a file can consume most of a recovery, and by the time it surfaces at disbursement there is nothing to be done about it. If you see one on a case, a buyout is worth pricing — ask the incumbent for a written payoff figure and send it to us. How buyouts work.

Talk to us

813-798-5528. Same number as the consumer line. Our automated assistant answers and takes the details, and a person with authority over files calls you back.