How much does pre-settlement funding cost?

Get Lit Money charges 25% of the amount advanced for every six-month period the case stays open, calculated on the original advance and never compounded, plus a one-time $100 application fee and a $100 processing fee. A $2,500 advance repaid inside the first six months costs $825 in total — $625 in charges and $200 in fees.

What fees do you charge?

Two, and that is the complete list: a $100 application fee charged on your first advance only, and a $100 processing fee charged on each advance. Get Lit Money charges no closing fee, no document filing fee, no underwriting fee, no servicing fee, no wire fee and no broker fee. The only thing that grows with time is the published charge per six-month period, which the agreement calls a renewal fee.

What does non-recourse mean?

Non-recourse means the advance is repaid only out of a recovery in your case. If you do not recover anything, you owe nothing — Get Lit Money cannot pursue you, your wages, your bank account, your home or your credit for the money. The one exception is fraud or a breach of the agreement on your side.

Do you check my credit?

No. Get Lit Money does not run a credit check, and applying has no effect on your credit score. The decision is based on the strength of your case, not on your credit history, income or employment.

How fast do I get the money?

Most people are funded the same day they sign. Once you are approved and have signed the agreement, we send your funds by direct deposit. With many larger banks the money shows up right away; with others it can take a business day or two.

What if I lose my case?

You owe nothing. Every Get Lit Money advance is non-recourse, which means it is repaid only from a recovery — if your case does not produce one, the advance, the charges and the fees are all canceled and you keep the money. The one exception is fraud or a breach of the agreement on your side.

Workplace

Workers' compensation lawsuit funding

Advances on workers' compensation claims — the category most funders under-serve and most workers need.

Apply in two minutes Call 813-798-5528

The whole price

25% per six-month period. Same rate for every approved applicant. Capped at 2×.

Advances from $500. Nothing out of pocket. If you don’t win, you owe nothing.

Why people need it

Why workers' compensation claims create a cash gap

Workers' compensation replaces a fraction of your wage, it arrives late, and it stops entirely when the carrier disputes the claim. That gap between what the check covers and what the rent costs is the single most common reason people call us.

How long these cases take

Depends on whether the claim is accepted or disputed. An accepted claim moving to a settlement of the permanency award can take months; a disputed claim heading to a hearing takes considerably longer.

What we need to review your case

The claim number and the carrier's name
Your attorney's name and firm
The notice you gave your employer and the date you gave it
Treating physician records and any impairment rating

You personally provide almost none of this. We request the file from your attorney’s office directly — chasing your own lawyer is not your job.

More specific

Workers' compensation claims we fund

Construction site injury

Often carries a third-party claim against a subcontractor or equipment maker alongside the comp claim.

Warehouse injury

Forklift, pallet and racking injuries, often in facilities with detailed incident records.

Back injury at work

The most disputed workplace injury, because carriers argue degeneration rather than accident.

Repetitive stress injury

Cumulative trauma claims where the date of injury itself is often contested.

Machinery accident

Guarding and lockout failures that frequently support a separate product liability claim.

Workplace fall

Falls from height and same-level falls, the leading cause of workplace fatalities.

Chemical exposure

Occupational illness claims where causation evidence takes time to assemble.

Delivery driver injury

Sits at the intersection of workers' comp and a motor vehicle claim, often with both running.

Healthcare worker injury

Patient-handling injuries and needlestick exposures in hospital and care settings.

Third-party work injury claim

The claim against someone other than your employer — usually where the real recovery is.

The price

What an advance on your case would cost

Pre-settlement payoff schedule for workers' compensation claims
Advance	Fees	By 6 mo	By 12 mo	By 18 mo	24 mo +
$500	$200	$825	$950	$1,075	$1,200
$1,000	$200	$1,450	$1,700	$1,950	$2,200
$2,500	$200	$3,325	$3,950	$4,575	$5,200
$5,000	$200	$6,450	$7,700	$8,950	$10,200
$10,000	$200	$12,700	$15,200	$17,700	$20,200
$25,000	$200	$31,450	$37,700	$43,950	$50,200

Every figure is the total repaid at settlement — the advance, plus 25% of the advance for each six-month period, plus fees. Charges are simple: each period is calculated on the original advance, never on a growing balance. Assumes a first advance ($100 application fee plus $100 processing fee). Fees never grow and are never paid out of pocket. The final column is the 2× cap: at 24 months the amount repaid on the advance stops and never moves again, however long the case runs.

Work out your own number How we measure repayment

Get an advance on your workers' compensation claim.

Four questions to start. No credit check, nothing out of pocket, and no cost if we say no. Or call 813-798-5528.

Start your application Call 813-798-5528

Questions people ask

Where we fund

We advance on workers’ compensation claims in most of the 20 states + DC we serve. Some states restrict advances against comp benefits, so we confirm yours when you call or apply.

Every state we serve

Other workplace claims

Construction accident Warehouse injury Repetitive stress injury