Do I need a lawyer to get a lawsuit advance?

Yes. You must be represented by an attorney on a contingency fee basis to receive an advance from Get Lit Money, and this is true of every legitimate funder in the category.

Do you check my credit?

No. Get Lit Money does not run a credit check, and applying has no effect on your credit score. The decision is based on the strength of your case, not on your credit history, income or employment.

Get Lit Money advances start at $500. The amount available on any given case depends on the likely value of the claim and the insurance coverage behind it, and funders in this category generally advance a modest fraction of expected recovery rather than most of it.

Get Lit Money funds personal injury and workers' compensation claims — including motor vehicle accidents, truck and motorcycle crashes, slip and fall, premises liability, medical malpractice, product liability, wrongful death, civil rights and employment claims — where you are represented by an attorney on contingency and the case is in a state we serve.

Can I get funding on a workers' comp claim?

Yes, in most of the states we serve. Workers' compensation claims are eligible for a Get Lit Money advance, though availability varies by state because some states restrict assignment of workers' compensation benefits.

Can I get a second advance?

Yes. You can apply for additional advances on the same case, subject to the same review. On a second or later advance only the $100 processing fee applies — the $100 application fee is charged once.

Why was my application denied?

Applications are most often declined because liability is genuinely disputed, because there is little or no insurance coverage behind the claim, because the case is in a state we do not serve, or because existing liens against the settlement already exceed what the case is likely to recover.

Eligibility

Three requirements. That's the list.

Q: Can I qualify if I'm unemployed?

Yes. Employment is not a requirement for a Get Lit Money advance. Being out of work because of your injury is the most common reason people apply, and it has never been a reason we decline.

We look at your case, not at you. There is no cost to find out and no credit check either way.

Find out in two minutes Call 813-798-5528

What we need

You qualify if

You have an attorney on contingency

Every legitimate funder requires this. Your attorney confirms the facts and pays the lien from the settlement, and a represented claim is worth substantially more than an unrepresented one — which protects you as much as us.

What if I don’t have one yet?

Your case is in a state we serve

21 jurisdictions — 20 states plus the District of Columbia. We do not operate where we would need a license we do not hold.

Check your state

There is something to recover from

Clear enough liability and an identifiable source of recovery — an insurance policy or a solvent defendant. This is where most declines actually come from.

Why applications get declined

What we don't need

Things that are not requirements

A credit check

We do not run one. No hard inquiry, no soft inquiry, nothing on your report.

A job

Being out of work because of your injury is the most common reason people apply.

Proof of income

No pay stubs, no tax returns, no bank statements, no employment verification.

A clean financial history

Bankruptcy, collections and a low score are all irrelevant here.

Money today

Nothing out of pocket. Both $100 fees are repaid from the settlement.

A big case

Advances start at $500. Small claims are still claims.

Case types

What kind of case

Personal injury, workers’ compensation, and civil rights and employment claims, across 26 case types. We do not fund criminal matters, divorce or family law, bankruptcy proceedings, or claims where you are the defendant.

The fastest way to find out is to ask.

Four questions, about two minutes, no credit check. If we cannot help we will tell you plainly — or call 813-798-5528 and ask a person.

Start your application Call 813-798-5528