Case still open
Money now, on a case that hasn't settled.
On a $2,500 advance
$3,325
repaid at settlement if the case resolves inside the first six months. Half of ours do so within 171 days.
What it is
What pre-settlement funding is — and why it isn’t a loan
A pre-settlement advance is a non-recourse purchase of part of your future settlement. A lender is owed money whatever happens; we are buying into an outcome that might never arrive. If your case does not recover, the advance, the charges and the fees are all canceled — and we cannot pursue you, your wages, your bank account, your home or your credit for any of it.
That is also why it costs more than a bank loan. The price reflects the files that never repay at all.
People search for “lawsuit loans” and we use the phrase because that is what gets typed into a search box. It is not what the product is, and any company that lets you believe otherwise is telling you something important about itself.
The price
25% per six-month period
25%
Per six-month period, on the original advance. Never compounded.
2×
Hard cap, reached after month 18. After that the number does not move.
$500
Minimum advance. Take only what you need.
| Advance | Fees | By 6 mo | By 12 mo | By 18 mo | 24 mo + |
|---|---|---|---|---|---|
| $500 | $200 | $825 | $950 | $1,075 | $1,200 |
| $1,000 | $200 | $1,450 | $1,700 | $1,950 | $2,200 |
| $2,500 | $200 | $3,325 | $3,950 | $4,575 | $5,200 |
| $5,000 | $200 | $6,450 | $7,700 | $8,950 | $10,200 |
| $10,000 | $200 | $12,700 | $15,200 | $17,700 | $20,200 |
| $25,000 | $200 | $31,450 | $37,700 | $43,950 | $50,200 |
Structure
Why the number behaves this way
No compounding
Every charge is worked out on what we advanced you — never on a balance that has been growing on itself.
Six-month steps, not monthly
The number moves twice a year. Settle in month 4 and you pay what you would have paid in month 1.
A hard 2× cap
Once charges reach 100% of the advance — after month 18 on a pre-settlement advance — the amount you repay on it stops growing. It does not matter how long the case runs after that.
A person reviews your file
We are small, and that works in your favor. Settles within 30 days of a new period starting? Have your attorney ask, and we hold the prior rate. It is not automatic — their office has to ask before the payoff — but when they ask, we do it.
A rate you can work out yourself
25% per six-month period while your case is open, 15% once it has settled. Which one you get depends on a fact you already know, not on how strong we think your claim is. Whether it is worth $20,000 or $2 million, the number is the same.
Two fees, and that is the list
A $100 application fee on your first advance and $100 processing on each one. That is every fee we charge — no closing fee, no filing fee, no servicing fee, nothing that appears later.
Find out what you qualify for.
Four questions to start. No credit check, nothing out of pocket, and no cost if we say no. Or call 813-798-5528.