How much does pre-settlement funding cost?

Get Lit Money charges 25% of the amount advanced for every six-month period the case stays open, calculated on the original advance and never compounded, plus a one-time $100 application fee and a $100 processing fee. A $2,500 advance repaid inside the first six months costs $825 in total — $625 in charges and $200 in fees.

What fees do you charge?

Two, and that is the complete list: a $100 application fee charged on your first advance only, and a $100 processing fee charged on each advance. Get Lit Money charges no closing fee, no document filing fee, no underwriting fee, no servicing fee, no wire fee and no broker fee. The only thing that grows with time is the published charge per six-month period, which the agreement calls a renewal fee.

What does non-recourse mean?

Non-recourse means the advance is repaid only out of a recovery in your case. If you do not recover anything, you owe nothing — Get Lit Money cannot pursue you, your wages, your bank account, your home or your credit for the money. The one exception is fraud or a breach of the agreement on your side.

Do you check my credit?

No. Get Lit Money does not run a credit check, and applying has no effect on your credit score. The decision is based on the strength of your case, not on your credit history, income or employment.

How fast do I get the money?

Most people are funded the same day they sign. Once you are approved and have signed the agreement, we send your funds by direct deposit. With many larger banks the money shows up right away; with others it can take a business day or two.

What if I lose my case?

You owe nothing. Every Get Lit Money advance is non-recourse, which means it is repaid only from a recovery — if your case does not produce one, the advance, the charges and the fees are all canceled and you keep the money. The one exception is fraud or a breach of the agreement on your side.

Car accident

Hit-and-run funding

Recovery usually runs through your own uninsured motorist coverage rather than the other driver's policy.

Apply in two minutes Call 813-798-5528

What makes this different

Hit-and-run

Recovery usually runs through your own uninsured motorist coverage rather than the other driver's policy.

A hit-and-run stops your income and starts your bills on the same day, and there is often no other driver to claim against. The claim usually runs through your own uninsured motorist coverage, which puts your own insurer on the other side of the table — and a low first offer arriving while you are behind on rent is no less of a strategy for coming from your own carrier. An advance is what lets you decline it.

How long these cases take

It depends first on whether the driver is ever identified. If they are, the case runs like any other car accident claim. If they are not, it is a claim against your own uninsured motorist coverage, and those can move slowly: the insurer will want proof the other vehicle existed and that you reported the crash promptly. Your attorney will usually not settle until you have reached maximum medical improvement, because settling before that means guessing at the value of care you have not had yet.

What we need to review it

The police report or crash report number
Your attorney's name and firm
Medical records and bills to date, or your providers' names
Your own auto policy, including any uninsured motorist coverage and its limits

The price

What it would cost

Pre-settlement payoff schedule for hit-and-run claims
Advance	Fees	By 6 mo	By 12 mo	By 18 mo	24 mo +
$500	$200	$825	$950	$1,075	$1,200
$1,000	$200	$1,450	$1,700	$1,950	$2,200
$2,500	$200	$3,325	$3,950	$4,575	$5,200
$5,000	$200	$6,450	$7,700	$8,950	$10,200
$10,000	$200	$12,700	$15,200	$17,700	$20,200
$25,000	$200	$31,450	$37,700	$43,950	$50,200

Every figure is the total repaid at settlement — the advance, plus 25% of the advance for each six-month period, plus fees. Charges are simple: each period is calculated on the original advance, never on a growing balance. Assumes a first advance ($100 application fee plus $100 processing fee). Fees never grow and are never paid out of pocket. The final column is the 2× cap: at 24 months the amount repaid on the advance stops and never moves again, however long the case runs.

Find out what you qualify for.

No credit check, nothing out of pocket, and no cost if we say no. Call 813-798-5528 or apply in two minutes.

Apply now All car accident claims