Apply in two minutes

Four questions to start. Nothing you do here costs you anything, and nothing touches your credit.

Step 1 of 3

Four questions

This is the whole first step. No pay stubs, no tax returns, no credit check.

Which state is your case in?

Only the 20 states + DC we serve are listed.

What kind of case?

Do you have an attorney?

Phone number

By continuing, you agree that we may call or text you at this number about your application. Message and data rates may apply; reply STOP to opt out. We do not sell your details — privacy policy.

Would rather talk to someone? Call 813-798-5528 and we will take the application on the phone.

171 days

Half of our pre-settlement advances are repaid within this window.

How this is measured

What happens next

1. We call you on the number you give us, within one business day.
2. We request the case file from your attorney’s office. You do not have to gather anything.
3. A person reviews it. Same-day decisions are common.
4. You sign, and we send your money — the same day, for most people. Your attorney signs nothing, and you have five business days to cancel.

The price, before you start

25% of the advance for each six-month period, calculated on the original amount and never compounded. Capped at 2×. A $100 application fee on your first advance and a $100 processing fee per advance — both added to the settlement repayment, neither paid out of pocket.

The full schedule

If you lose, you owe nothing

Every advance is non-recourse. No settlement, no repayment — and no collections, no credit reporting, and nothing to pursue. The one exception is fraud or a breach of the agreement, such as abandoning your case. What that means in practice.