Legal & tax
Will this affect my credit score?
No. Get Lit Money does not check your credit, does not report the advance to any credit bureau, and cannot report a missed payment because there are no payments. Applying and being funded both leave your credit file untouched.
There is no hard inquiry, no soft inquiry, and no tradeline opened.
If your case does not recover and the advance is written off, that write-off is not reported either. Non-recourse means the obligation simply ends.
This is one of the clearest practical differences between an advance and a personal loan or a credit card.
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Still not sure? Ask us directly.
Call 813-798-5528 and talk to a person, or apply in two minutes. There is no cost to apply, no credit check, and no cost if we say no.