Eligibility
Do you check my credit?
No. Get Lit Money does not run a credit check, and applying has no effect on your credit score. The decision is based on the strength of your case, not on your credit history, income or employment.
We are not lending against you. We are advancing against a claim, so what matters is liability, the insurance available and your treatment — not your credit file.
There is no hard inquiry and no soft inquiry. Nothing about the application appears on your report.
Bankruptcy history, collections, missed payments and a low score are all irrelevant to whether you qualify.
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Still not sure? Ask us directly.
Call 813-798-5528 and talk to a person, or apply in two minutes. There is no cost to apply, no credit check, and no cost if we say no.